Jim and I started the Dave Ramsey "Financial Peace University" in February of this year. We've been married for over 20 years, and truly never lived by a budget. We never really knew where our money went.... we just knew it went and went quickly! We didnt enter the program with loads of debt like others we met along the way, but really just wanted to attend to become more fiscally responsible, basing our spending on Christian morals, etc.
Dave Ramsey tells it like it is.... and we jumped right in abiding by his suggestions. Cash for all purchases, monthly budget with no overage, etc.
Some days, I miss the frivoulous purchases... some days I miss the pedicures whenever I wanted them, and some days I miss the Starbucks and Smoothie purchases.
We live by a new motto: WWDD? What would Dave Do? Ughhh... Somedays, its just not fun.
But, I will love Dave when we have my car paid off 1 year early! So today, I just deal with Dave and his rules! And throw away the Kohls flyer, that happpens to be calling my name.
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